Virtual Accounts Create API

The following endpoint creates a new virtual account

/payments/va

Request parameters

Following are the parameters to be sent in the request body:

bank_code

String

Mandatory

The bank code for the Virtual Account. Supported Bank Codes: "BRI", "BCA", "MANDIRI", "PERMATA", "CIMB", "BNI"

name

String

Mandatory

The name of virtual account. Example: "John's Virtual Account"

is_closed

Boolean (default: false)

Optional

Whether account can accept open(any amount) or closed(specific amount). Example: true or false

amount

String

Optional

Specify amount to be paid to va when is_closed=true. Example: "12000.12"

customer

Object

Mandatory

Object containing fields (id, email, mobile, given_name). One of (id, mobile, email) is mandatory field and given_name is mandatory.. Example: { "given_name": "Ardi Hanan", "mobile": "+6288888888", "email": "ardi@gmail.com" }

expiry_minutes

Integer (default for is_reusable=true:1440 and is_reusable=false:15768000)

Optional

Number of minutes left till expiry from now maximum(15768000). Example: 10000

account_suffix

String (default: random)

Optional

Account suffix for the VA, if not specified a random suffix will be used to generate account_number. Example: "1234"

is_reusable

Boolean (default: true)

Optional

Whether multiple payments can be used for a particular VA. Example: true or false

min_amount

Number (default: nil)

Optional

Minimum amount to be paid to a VA in the case of is_closed=false. Example: 10000

max_amount

Number (default: nil)

Optional

Maximum amount which can be paid to a VA in the case of is_closed=false. Example: 20000

va_ref_id

String (default: "")

Optional

A reference ID which the merchant wants to use for a specific VA. Example: "VA_XYZ_1234"

auto_disable_after_payment

Boolean (default: false)

Optional

Disable a reusable VA temporarily after a payment. Patch API can be used to enable it again after changing some parameters. Example: true or false

The following table has the maximum account_suffix lengths for each bank:

Bank Code	Provider 1 Max Length	Provider 2 Max Length
MANDIRI	7	7
BCA	14	8
BRI	9	6
BNI	7	7
PERMATA	8	6
CIMB	8	9

Please contact our tech support to know which provider you are using

Error Codes

Code	Description
DPAY_STATIC_VA_NOT_SUPPORTED	static va not supported
DPAY_STATIC_CLOSED_VA_NOT_SUPPORTED	static va (closed) not supported
DPAY_DYNAMIC_OPEN_VA_NOT_SUPPORTED	dynamic va (open) not supported
DPAY_MIN_MAX_AMOUNT_NOT_SUPPORTED	setting min_amount and max_amount not supported
DPAY_STATIC_VA_EXPIRY_MINUTES_NOT_SUPPORTED	static va (expiry_minutes) not supported
DPAY_STATIC_VA_AUTO_DISABLING_VA_NOT_SUPPORTED	static va: auto disabling va not supported
DPAY_INTERNAL_ERROR	`an unclassified error`
DPAY_INVALID_REQUEST	`an error in form fields`
DPAY_UNAUTHORIZED_ACCESS	`an unauthorized access error`

Sample Request

Example

curl --location --request POST 'https://api.durianpay.id/v1/payments/va' \
--header 'Authorization: [Base64({Your_Server_Key}:)]' \
--header 'Content-Type: application/json' \
--data-raw '{
    "bank_code": "PERMATA",
    "name": "Ardi Hanan Durian",
    "is_closed": true,
    "amount": "12333",
    "customer": {
        "given_name": "Ardi Hanan",
        "mobile": "+6288888888",
        "email": "ardi@gmail.com"
    },
    "expiry_minutes": 14400,
    "account_suffix": "123456",
    "is_reusable": true,
    "va_ref_id": "1234",
    "min_amount": 10000,
    "max_amount": 15000,
    "auto_disable_after_payment": true
}'

Response Code

201 - Success

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{
    "data": {
        "customer_id": "cus_CtZ8r2GOvq7341",
        "virtual_account": {
            "id": "va_sample_pWM5k3BUI63935",
            "bank_code": "PERMATA",
            "account_number": "88565004123456",
            "name": "Ardi Hanan Durian",
            "is_closed": true,
            "amount": 12333,
            "currency": "IDR",
            "customer_id": "cus_CtZ8r2GOvq7341",
            "is_sandbox": true,
            "created_at": "2022-06-28T10:38:54.350418Z",
            "expiry_at": "2022-07-08T05:08:54.353053Z",
            "metadata": {},
            "is_disabled": false,
            "is_paid": false,
            "is_reusable": true,
            "min_amount": null,
            "max_amount": null,
            "va_ref_id": "1234",
            "auto_disable_after_payment": true
        }
    }
}

401 - Unauthorized Access

500 - Internal Server Error