Transfer Bank Notify

Webhook: `transfer-bank.notify`

This is a server-to-server callback (webhook) sent by Durianpay to your system. You do not need to poll or request status from our API. Instead, you just need to configure your webhook listener endpoint, and Durianpay will push transaction status updates directly to your server via POST request. It can be configured via menu Settings - Webhook

Webhook Specifications

Method: POST
Content-Type: application/json
Retries: 2, 5, 10, 90, 210 minutes after the initial attempt if no 200 OK is received
Configuration: Set your webhook URL in Dashboard > Settings > Webhook

Subscribed Event

Event Name	Description
`transfer-bank.notify`	Sent when a disbursement reaches final status

Field Definition

Field	Type	Description
originalPartnerReferenceNo	string	Reference merchant send when submitting bank / e-wallet transfer request
originalReferenceNo	string	Durianpay's reference returned when submitting bank/ e-wallet transfer request (dis_item_xxx)
responseCode	string	HTTP status code (4 digit) + Service code (2 digit)+ Case code (2 digit)
responseMessage	string	Response message information
amount.value	string	String representing value of the transaction : "20000.00".
amount.currency	string	Currency of the transaction: "IDR"
beneficiaryAccountNo	string	The account number of the recipient.
beneficiaryBankCode	string	The bank code of the recipient account
sourceAccountNo	string	Identifier of source account. its value is the same as merchant id
additionalInfo.latestTransactionStatus	string	Current transaction status 00 - done 06 - failed
additionalInfo.transactionStatusDesc	string	Description current transaction status
additionalInfo.failureReason	string	Error information when the transaction status is failed. Will only be shown for failed transaction

Webhook Payload Example

{
  "originalReferenceNo": "dis_item_123",
  "originalPartnerReferenceNo": "123456789",
  "responseCode": "2000000",
  "responseMessage": "Request has been processed successfully",
  "amount": {
    "value": "12345678.00",
    "currency": "IDR"
  },
  "beneficiaryAccountNo": "1234567890",
  "beneficiaryBankCode": "002",
  "sourceAccountNo": "mer_123",
  "additionalInfo": {
    "latestTransactionStatus": "00",
    "transactionStatusDesc": "done"
  }
}

{
  "additionalInfo": {
   "failureReason": "Unknown disburse error, please ask customer support for further information",
   "latestTransactionStatus": "06",
   "transactionStatusDesc": "failed"
 },
  "amount": {
   "currency": "IDR",
   "value": "10000.00"
 },
  "beneficiaryAccountNo": "3370018285",
  "beneficiaryBankCode": "014",
  "originalPartnerReferenceNo": "1000-1000-1000-1655511",
  "originalReferenceNo": "dis_item_2OgsLYYZji1085",
  "responseCode": "2000000",
  "responseMessage": "Request has been processed successfully",
  "sourceAccountNo": "mer_MsCtIPhqRc8045"
}

📘 Status Handling

Inspect the additionalInfo object in the webhook payload:

"additionalInfo": {
  "latestTransactionStatus": "00",
  "transactionStatusDesc": "done"
}

latestTransactionStatus	transactionStatusDesc	Meaning
00	done	Transaction successful
06	failed	Transaction failed

✅ Action Required:
Always respond with HTTP 200 OK to acknowledge receipt of the webhook. If not acknowledged, Durianpay will retry based on this schedule: 2, 5, 10, 90, 210 minutes.

🔐 Digital Signature Verification

Durianpay signs every webhook to ensure integrity and authenticity. You must validate the signature before processing.

Webhook Headers:

Header	Description
X-SIGNATURE	Base64-encoded RSA-2048 signature (SHA-256)
X-TIMESTAMP	Timestamp used to sign the payload

Signature Format:

POST:<relative path>:<lowercase hex sha256 of minified JSON body>:<X-TIMESTAMP>

Example:

POST:/callback/v1.0/transfer/notify:5d2c90ddfdd406117ced5c2b502c05b601d435c7e5440f82e58733fdd5f15b7d:2024-11-07T16:04:55.667+07:00

Use Durianpay's public key (Live/Sandbox-specific) to verify the signature.

🧪 Go Code: Signature Verification

package main

import (
	"bytes"
	"crypto"
	"crypto/rsa"
	"crypto/sha256"
	"crypto/x509"
	"encoding/base64"
	"encoding/hex"
	"encoding/json"
	"encoding/pem"
	"errors"
	"fmt"
	"net/http"
	"strings"
)

func main() {
	requestBody := []byte(`{}`)
	relativeURL := "" // e.g., "/callback/v1.0/transfer/notify"
	timestamp := ""   // from X-TIMESTAMP header
	rsaPublicKey := "" // PEM-formatted RSA public key
	xSignature := ""   // from X-SIGNATURE header

	err := VerifyWebhookSignature(requestBody, relativeURL, timestamp, rsaPublicKey, xSignature)
	if err != nil {
		fmt.Println("signature verification failed")
	} else {
		fmt.Println("signature verified")
	}
}

func VerifyWebhookSignature(requestBody []byte, relativeURL, timestamp, rsaPublicKey, xSignature string) error {
	var minifiedRequest bytes.Buffer
	if err := json.Compact(&minifiedRequest, requestBody); err != nil {
		return err
	}

	hashedPayload := generateHexEncodedSHA256(minifiedRequest.String())
	stringToSign := fmt.Sprintf("%s:%s:%s:%s", http.MethodPost, relativeURL, strings.ToLower(hashedPayload), timestamp)

	return verifySignature([]byte(stringToSign), rsaPublicKey, xSignature)
}

func verifySignature(payload []byte, publicKey string, signature string) error {
	sigBytes, err := base64.StdEncoding.DecodeString(signature)
	if err != nil {
		return err
	}

	rsaKey, err := parseRSAPublicKey(publicKey)
	if err != nil {
		return err
	}

	hashed := sha256.Sum256(payload)
	return rsa.VerifyPKCS1v15(rsaKey, crypto.SHA256, hashed[:], sigBytes)
}

func generateHexEncodedSHA256(data string) string {
	hash := sha256.Sum256([]byte(data))
	return hex.EncodeToString(hash[:])
}

func parseRSAPublicKey(pemKey string) (*rsa.PublicKey, error) {
	block, _ := pem.Decode([]byte(pemKey))
	if block == nil {
		return nil, errors.New("no key found in PEM")
	}

	pubKey, err := x509.ParsePKIXPublicKey(block.Bytes)
	if err != nil {
		return nil, err
	}

	rsaKey, ok := pubKey.(*rsa.PublicKey)
	if !ok {
		return nil, errors.New("not a valid RSA public key")
	}

	return rsaKey, nil
}

Webhook: transfer-bank.notify