Faster Settlements

Faster settlements give your business quicker access to funds compared to standard settlement timelines. Whether you need same-day liquidity to cover operational expenses or near-instant cash flow for time-sensitive opportunities, Durianpay offers flexible settlement options to match your business needs.

Settlement Options

Durianpay provides three settlement tiers, each designed for different cash flow requirements. The right option for your business depends on how quickly you need access to your funds and the payment methods you accept.

1. Normal Settlement

Normal settlement follows the standard timeline defined by each payment method — typically T+1 (next business day) after the payment is completed. This is the default settlement type for all merchants.

Best for: Businesses with predictable cash flow that do not require accelerated fund access.

2. Faster Settlement

Faster settlement accelerates your settlement timeline beyond what the payment method's standard process allows, enabling same-day settlement after payment is completed. Availability may vary by payment method. A cap may apply on the total amount eligible for accelerated settlement — amounts beyond this cap will follow the standard settlement timeline.

Best for: Businesses that need quicker access to funds without requiring near-instant processing — ideal for managing daily operational expenses and reducing end-of-day cash gaps.

3. Instant Settlement

Instant settlement processes your funds in near real-time immediately after a payment is made — giving you the fastest possible access to your money. Availability may vary by payment method. A cap may apply on the total amount eligible for accelerated settlement — amounts beyond this cap will follow the standard settlement timeline.

Best for: High-volume businesses or those operating in fast-paced environments where immediate fund availability is critical, such as retail, logistics, or marketplace platforms.

Settlement Comparison

Fees

Settlement fees vary by tier. Normal settlement carries no additional charges beyond standard transaction fees. For Faster and Instant Settlement, additional fees may be incurred depending on your settlement configuration and payment method. Full fee details will be shared by your dedicated account manager or provided during the onboarding process.

To learn more, contact our sales team at [email protected].

Benefits of Faster and Instant Settlements

• Improved Cash Flow Management Maintain a steady, predictable cash flow without waiting on standard processing windows. Funds are available when you need them, reducing operational uncertainty.
• Enhanced Business Flexibility React quickly to unexpected expenses, supplier payments, or growth opportunities. With faster access to your revenue, you stay in control of your financial operations.
• Operational Continuity For businesses that process high transaction volumes or operate on tight margins, shorter settlement cycles mean less downtime between receiving payments and deploying capital.

Eligibility and Availability

Not all businesses are automatically eligible for Faster or Instant Settlement. Eligibility is assessed based on:

• Transaction history — A consistent and verified transaction record with Durianpay.
• Volume thresholds — Minimum transaction volumes may apply.
• Payment method compatibility — Faster and Instant Settlement availability may vary by payment method. A cap may apply on the total amount eligible for accelerated settlement per cycle — amounts beyond this cap will follow the standard settlement timeline.

How to Get Started

If you're interested in enabling Faster or Instant Settlement for your business, or if you have questions about eligibility and fees, get in touch with us:

• Email: [email protected]
• Account Manager: Reach out directly to your dedicated Durianpay account manager.

Our team will walk you through the setup process, confirm your eligibility, and provide a detailed fee schedule tailored to your transaction profile.